About Modernifi Solutions

About Modernifi


Modernifi proudly extends our hands outward to give everyone access to fair and transparent lending options. Think of our company as a sturdy bridge that prevents you from drowning in a sea of debt or other unplanned expenses. Our mission is to empower individuals by offering a variety of loan products tailored to the needs of our esteemed clientele.


We offer consolidation loans to help you easily manage multiple debts. Our personal loans are great for taking care of surprise or planned expenses.



What Sets Modernifi Apart


  1. Integrity: We operate with honesty and transparency. Our skilled and professional team also ensures borrowers understand their offers

  2. Customer-Centric Approach: Our focus is on helping borrowers achieve their financial goals.

  3. Efficiency: Modernifi uses streamlined processes for lightning-fast approvals and disbursements.

Whether you need a consolidation loan, a personal loan for remodeling, or you're an individual needing financial assistance, Modernifi is here to bridge the gap. Let us be a trusted partner to help you along your financial journey!

Our Simple Process

how we serve you

We help people across the U.S. by matching them with personalized loan options that work. We've helped thousands of clients find financial peace of mind.

Check my rate

What our customers are saying about us

Answers to your common questions

Check my rate
  • How is ModerniFi different from other lenders?

    ModerniFi is the fastest, easiest, and most comprehensive way to obtain financial service offers from top providers in the United States. Our proprietary technology securely matches you with the best loan offers regardless of your credit score or income level.

  • How do I get offers?

    Our industry-leading technology provides a 60-second application process. Just answer a few questions through our form and get matched with the best loan options for you.

  • Is my information safe?

    Your security is extremely important to us, which is why we use numerous security protocols to maintain the integrity of your data and personal information. We have secure servers to ensure your data is kept safe and sound. Any partner we work with is required to keep your information safe as if it were their own.

  • What does it mean to be pre-approved?

    When you see a pre-approved offer, one of our lending partners has determined that you meet certain approval criteria. Our matching technology identifies loans that you are the best fit for. Pre-approved offers are conditional commitments for an exact rate from a lender, and let you know if you qualify for that loan. The rates are subject to change but are very rarely different than the rate you’ll see. This enables Pennie to match you with the loan offers that best meet your needs.